Prices checked on October 15, 2026 Prices change. Confirm on the vendor's site before you buy.
Choose Baselane if you want banking and bookkeeping together: Core is free and includes property-specific accounts, automated rent and Schedule E reports. Choose REI Hub if you want dedicated real-estate bookkeeping priced by unit count: free plans cover Schedule E without automatic bank import; automation for up to 10 units is $15/month billed annually.
Side-by-Side
| Baselane | REI Hub | |
|---|---|---|
| Best for | Banking + bookkeeping + rent collection | Dedicated rental bookkeeping |
| Free plan | Core $0: banking, property-level tracking, Schedule E, tax package, automated rent | $0: tracking, Schedule E and tax reports (no automatic bank import) |
| Paid | Smart $20/mo on an annual plan (30-day free trial) | 3 units $9 · 10 units $15 · 20 units $27 · unlimited $48 per month billed annually (monthly: $15 / $25 / $45 / $80) |
| Banking | Checking and savings via Thread Bank, Member FDIC | No banking |
| Rent collection | Automated rent, reminders, late fees, tenant portal | Not a rent-collection product |
| Schedule E | Yes, on Core | Yes, on free and paid |
| Automation | Auto-tagging, rules, receipt matching on Smart | Automatic transaction import and booking rules on paid plans |
| Trial | 30-day free trial of Smart | 14 days free, no credit card |
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Which Should You Choose?
- Want separate bank accounts per property and online rent? Baselane.
- Already bank elsewhere and only need books? REI Hub.
- Up to 10 units on a budget? Both have free plans. REI Hub's automated 10-unit plan is $15/mo annual; Baselane Smart is $20/mo annual.
Also see Baselane vs Stessa vs REI Hub and rent collection apps.
Cost Over a Year: 1, 4 and 10 Units
| Units | Baselane Core | Baselane Smart | REI Hub Free | REI Hub Professional (annual / monthly billing) |
|---|---|---|---|---|
| 1 | $0 | $240 | $0 | $108 / $180 (3-unit plan) |
| 4 | $0 | $240 | $0 | $180 / $300 (10-unit plan) |
| 10 | $0 | $240 | $0 | $180 / $300 (10-unit plan) |
At 1–3 units, REI Hub's automated plan ($9/mo annual) costs less than half of Baselane Smart. But Baselane Core is free and already includes a Schedule E. The real question isn't price. It's whether you want a bank or a bookkeeper.
Banking vs Bookkeeping: The Core Difference
Baselane is where your rent money lives. You get property-specific checking and savings accounts, debit cards with spend controls, rent invoices and autopay, with books generated from those accounts. REI Hub doesn't hold money. It reads your existing bank, card and loan accounts (automatically on paid plans) and turns them into accountant-grade books with loan and fixed-asset tracking.
Pros and Cons
| Baselane | REI Hub | |
|---|---|---|
| Pros | Free banking with $0 maintenance and no minimums; rent collection built in; Schedule E free | Real-estate chart of accounts; loan and fixed-asset tracking; mileage log; priced by unit count |
| Cons | You need to bank with Baselane for the full benefit; 2-day deposits and AI tagging need Smart | No rent collection or banking; free plan needs manual entry |
| Gotchas | Outbound wires $15 (waived at $50k+); same-day ACH 1% (max $15); checkbooks $15 | Monthly billing is much higher than annual (10 units: $25 vs $15) |
Using Both Together
Some landlords use Baselane for banking and rent, and REI Hub for books, so their accountant gets a dedicated real-estate ledger. If you do this, connect REI Hub to your Baselane accounts. Check vendor to confirm Baselane is a supported import source. And categorize in only one place, so you don't double-count income.
Setup Steps
- Baselane: sign up, open one account per property, move rent deposits there, then turn on rent invoicing and autopay for tenants.
- REI Hub: add properties (single or multi-family, long- or short-term), link bank, mortgage and card accounts, set booking rules for recurring items, then record fixed assets for depreciation.
- For either tool, run a test month, then export a Schedule E draft to check that categories map correctly.
Comparing three bookkeeping tools instead of two? See Baselane vs Stessa vs REI Hub.
Pick by Your Biggest Need
"I Want Rent and Money in One Place"
Baselane. Rent comes in through its tenant portal, lands in the property's account and is tagged in the books automatically. You pay nothing on Core.
"My Accountant Wants Proper Books"
REI Hub. Its chart of accounts, loan tracking and fixed-asset schedule match what preparers expect, and the 10-unit plan is $180/year.
"I Want Both"
Bank and collect rent in Baselane, then connect REI Hub to those accounts for the ledger. Categorize in REI Hub only, so you don't do the work twice.
How We Checked
We read each vendor's own pricing and feature pages on October 15, 2026: Baselane pricing, REI Hub pricing. We only state prices and features shown there. Where a vendor doesn't publish a number, we say "check vendor" rather than guess. Worked examples use the listed prices and simple, stated assumptions; your totals will depend on your plan, billing term and how tenants pay.
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Does Baselane include Schedule E for free?
Yes. Baselane Core includes Schedule E reports and an accountant tax package at $0.
How does REI Hub pricing work?
By unit count. For example, up to 10 units costs $15/month billed annually or $25 billed monthly. Automatic bank import requires a paid plan.
Which is better for first-time landlords?
Baselane Core covers banking, rent and books in one free plan. REI Hub is a better fit if you only need bookkeeping.
Is REI Hub cheaper than Baselane?
REI Hub's automated plans start at $9/month (up to 3 units, annual), versus $20/month for Baselane Smart. But Baselane Core is free and includes Schedule E, banking and rent collection.
Does REI Hub have a free trial?
Yes: 14 days free with no credit card required. It also has a free plan for landlords with few transactions.
Can REI Hub collect rent?
No. REI Hub is bookkeeping software. Pair it with a rent tool like Baselane, TurboTenant or Stessa.
Is my money FDIC insured with Baselane?
Baselane says banking is provided by Thread Bank, Member FDIC, and that pass-through deposit insurance applies when certain conditions are met.
Which is better for an accountant?
REI Hub produces a dedicated real-estate ledger with fixed assets and loans. Baselane offers an accountant tax package with the full ledger, statements, receipts and Schedule E.
Does Baselane have a mobile app?
Yes. Baselane lists a mobile app on its free Core plan.
Can REI Hub handle short-term rentals?
Yes. REI Hub says you can set up long-term or short-term rentals, as well as fix-and-flip and buy-and-hold properties.
General information, not tax advice. Ask a tax professional about your situation.
Sources
- Baselane pricing: https://www.baselane.com/pricing
- REI Hub pricing: https://www.reihub.net/pricing/
All prices and features above come from these vendor pages, checked on October 15, 2026. Details we couldn't confirm there are left out.