Prices checked on October 15, 2026 Prices change. Confirm on the vendor's site before you buy.
To collect rent online for free, start with TurboTenant, Baselane or Stessa: all three include online rent collection on their $0 plans. Baselane publishes its fees: ACH is $2 (the landlord can cover it) and cards are 3.49%. Faster payouts are a paid perk on Baselane Smart (2-day deposits) and Stessa Manage (accelerated rent payments).
Comparison
| App | Free online rent? | Payment fees | Faster payouts | Extras |
|---|---|---|---|---|
| TurboTenant | Yes | Renter ACH $2 on Free/Essentials, free on Pro; cards 3.49% | "Collect rent faster" on paid tiers | Late fees, receipts and reminders. Optional rent reporting at $4.99/mo for renters. |
| RentRedi | Included in all plans (from $12/mo annual) | — | — | Credit reporting at $5.99/mo |
| Baselane | Yes (Core) | ACH $2; debit or credit card 3.49% | 2-day rent deposits on Smart ($20/mo annual) | Split rent payments via Livble (from $30/mo). Rent reporting $5/mo. |
| Stessa | Yes (Essentials) | — | Accelerated rent payments on Manage ($12/mo annual) | Automated reminders and late fees, tenant autopay |
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Need bookkeeping too? See Baselane vs Stessa vs REI Hub.
What Online Rent Really Costs: Worked Examples
Assume $1,500 rent paid monthly by bank transfer (ACH). That's an illustration, not a vendor figure. The table shows who pays what over a year at 1, 4 and 10 units.
| Setup | Landlord plan / yr | Renter ACH fees / yr (1 / 4 / 10 units) | Notes |
|---|---|---|---|
| TurboTenant Free | $0 | $24 / $96 / $240 | $2 per ACH payment for renters |
| TurboTenant Pro | $199 (1–10 units) | $0 | Free ACH for renters on Pro |
| RentRedi annual | $144 | Check vendor | Tenant fees not listed on the pricing page |
| Baselane Core, rent into Baselane | $0 | $0 | ACH fee waived for Baselane deposits; 5-day deposits |
| Baselane Smart | $240 | $0 into Baselane | 2-day deposits |
| Stessa Essentials | $0 | Check vendor | No-fee ACH option for landlords |
A tenant paying $1,500 by card pays 3.49%, or $52.35 a month, on TurboTenant or Baselane. That's why most landlords push autopay by ACH.
The landlord-side lesson: TurboTenant Pro pays for itself in ACH fees at about 9 units ($199 ÷ $24 per unit per year), if you'd otherwise cover renters' fees. Baselane avoids the ACH fee entirely when rent goes into a Baselane account.
Payout Speed and Control
| App | Payout speed (as listed) | Controls |
|---|---|---|
| TurboTenant | Expedited payouts on paid plans | Late fees, receipts, reminders; 1 connected bank account on Free/Essentials, unlimited on Pro |
| RentRedi | 2–3 day payouts | Pause or block payments, automatic late fees, security deposit collection, unlimited payment accounts |
| Baselane | 5 business days (Core), 2 (Smart) | Invoices and reminders, tenant portal and autopay, split rent via Livble ($30+/mo) |
| Stessa | Faster clearing on paid plans | Automatic or manual late fees, recurring payments, rent collection dashboard |
Pros and Cons
- TurboTenant: free and simple, with rent reporting renters can opt into ($4.99/mo). Downside: $2 ACH for renters unless you're on Pro.
- RentRedi: accepts cash as well as ACH and card, which suits tenants without bank accounts. Downside: a paid plan is required.
- Baselane: no ACH fee when rent lands in Baselane, and each property gets its own account. Downside: you need to bank there to get the most out of it.
- Stessa: rent drops straight into free accounting and is assigned to the right property automatically. Stessa partners with Stripe for payments. Downside: card fee details aren't on the pricing page, so check vendor.
Choosing in 30 Seconds
- Tenants without bank accounts? RentRedi (cash option).
- Want zero fees for anyone? Baselane Core with rent deposited to Baselane.
- Also need listings and screening for free? TurboTenant.
- Bookkeeping matters most? Stessa.
Setting it up for the first time? Follow our step-by-step rent collection guide.
Real Setups That Work
One Unit, Tenant Pays by Card
A $1,500 rent by card costs the tenant $52.35 a month at 3.49% on TurboTenant or Baselane. Offer ACH autopay instead. On Baselane Core with rent deposited to Baselane, ACH has no fee for either of you.
Four Units, One Tenant Without a Bank Account
RentRedi's cash option keeps everyone on one platform, at $144/year annual. The other three tenants can use ACH or card on the same plan.
Ten Units Across Two LLCs
Use separate accounts for each entity. Baselane gives each property its own account for free, and TurboTenant Pro allows unlimited connected bank accounts if you want to stay on TurboTenant.
How We Checked
We read each vendor's own pricing and feature pages on October 15, 2026: TurboTenant pricing, RentRedi pricing, Baselane pricing, Stessa rent collection page. We only state prices and features shown there. Where a vendor doesn't publish a number, we say "check vendor" rather than guess. Worked examples use the listed prices and simple, stated assumptions; your totals will depend on your plan, billing term and how tenants pay.
Not Sure Which Fits You?
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Can I collect rent online for free?
Yes. TurboTenant, Baselane Core and Stessa Essentials all include online rent collection at $0, though payment fees may apply.
Who pays the ACH fee on Baselane?
Baselane charges $2 for rent paid by ACH, and the landlord can cover it or pass it to the tenant. Card payments carry a 3.49% fee paid by the tenant.
How do I get rent faster?
Baselane Smart offers 2-day deposits instead of 5, and Stessa Manage includes accelerated rent payments.
Which rent app has no ACH fees?
Baselane waives the ACH fee when rent is deposited to a Baselane account. TurboTenant makes ACH free for renters on Pro. Stessa lists a no-fee ACH option for landlords.
Can tenants pay rent in cash?
RentRedi lists cash alongside ACH and card. Check vendor for how cash payments work in your area.
What is rent reporting?
An optional service that reports on-time rent to credit bureaus. TurboTenant lists it at $4.99/mo for renters, RentRedi lists credit reporting at $5.99/mo, and Baselane lists rent reporting at $5/mo.
How much is the card fee?
TurboTenant and Baselane list 3.49% for debit and credit cards, paid by the tenant.
Can I collect the security deposit online?
RentRedi lists security deposit collection, and Baselane lists deposits among the payments it can invoice.
Can tenants split rent into installments?
Baselane lists split rent payments through Livble (from $30/mo), where you receive rent in full while the tenant pays in installments.
Sources
- TurboTenant pricing: https://www.turbotenant.com/pricing/
- RentRedi pricing: https://rentredi.com/pricing/
- Baselane pricing: https://www.baselane.com/pricing
- Stessa pricing: https://www.stessa.com/pricing/
All prices and features above come from these vendor pages, checked on October 15, 2026. Details we couldn't confirm there are left out.